Western Pacific Mortgage Corp.- Low Mortgage Rates, Home Loans, Property Financing Programs & Services- Getting Pre-approved

30 Year Fixed Rate
5.5 - Rate	5.676 - APR
15 Year Fixed Rate
5.375 - Rate	5.595 - APR
5 Year Fixed Rate
4.875 - Rate	4.778 - APR

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We work to get you the best loan possible. Our qualification process is simple and fast.

Fill out our easy online loan application!

To see what possibilities are available for you at Western Pacific Mortgage, please submit your cover letter and resumé by email.

GETTING PRE-APPROVED

Start the loan process now by getting pre-approved. Our approval process can help you whether you are buying, refinancing, or using your home equity.

The Benefits

	PURCHASE
With a Certified Pre-Approval in your hand, you can show that you're a serious homebuyer to both real estate agents and home sellers.

	REFINANCE
If you are refinancing, our Certified Pre-Approval gives you confidence of knowing you are just a few steps away from reaching your refinance goal.

	HOME EQUITY
Our Certified Pre-Approval lets you know approximately how much equityyou have in your home and speeds up the loan application process.

The Details

What is a Certified Pre-Approval?

A Certified Pre-Approval is our written commitment to you for a loan amount and the available loan programs that you may qualify for (subject to complete verification of information, appraisal value, and certain terms and conditions). The Certified Pre-Approval will provide the following:· Provides proof to real estate agents and sellers that you're approved for a specific loan amount. This makes you a “Priority Buyer, which tells real estate agents and home sellers that you have Your financing already lined up· Is offered by Western Pacific Mortgage as a service to you before you find a home at no cost and is alsoQuick and esasy· Is based on a verification of your income, credit and assets (In some cases, verification may noteven be necessary.

What to expect

To request an Certified Pre-Approval, we access your credit bureau report - with your permission and at no cost to you at this time.

If your Certified Pre-Approval request is successful, you'll receive a certified letter from us with The Pre-Approval loan amount, loan terms, and other basic loan information.

Certified Pre-Approval is subject to terms and conditions described on your certified letter.

A loan consultant from Western Pacific Mortgage will contact you according to your contact preference.

For purchase loans, if you are eligible to receive a Certified Pre-Approval, you can obtain a Certified Letter whether or not you have picked a specific property yet.

What if I don't receive one?

Don't worry! We may still be able to provide you a Certified Pre-Approval. We would need to gather some additional information and also assign you to one of our loan experts.

A loan consultant will be assigned to you to keep working with you on getting certified. Our loan consultants will keep working with you to determine what additional information may be required to establish the best loan product to meet your needs

The Certified Pre-Approval is free and there are no obligations. To obtain a Pre-Approval or to talk to a loan consultant, you can simply fill out our secured online loan application, or contact us at (800) 537-WEST or just e-mail us. We will contact you at your convenience.

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